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Home Insurance

Keep Your Home Safe With the Right Coverage

Protect your home from the unexpected with simple plans and honest pricing from DMR Insurance.

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What We Do

Protecting Homes Is What We Do Best

At DMR Insurance, we focus on one thing - making sure your home and everything inside it is properly covered. We work with you to find a policy that fits your needs and your budget, without cutting corners on the protection you deserve.

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Dwelling Protection

Covers repairing or rebuilding your home after damage from fire, storms, or other events.

Belongings Coverage

Your furniture, electronics, and personal items are protected if damaged or stolen.

Liability Protection

Helps cover legal and medical costs if someone gets hurt on your property.

Living Expenses

Covers temporary housing and daily needs if your home becomes unlivable.

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About Us

We Take Home Insurance Personally

Every homeowner's situation is different. Some are buying their first place. Others are protecting a property they've had for decades. We listen to what matters to you and build a policy around it - not the other way around.

Our team is based in Golden, Colorado, and we serve homeowners who want real answers, fair prices, and a partner that actually picks up the phone when they call.

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Your Benefits

Why Homeowners Choose DMR

We don't believe in one-size-fits-all policies. You get the flexibility to choose what you need, the clarity to understand what you're paying for, and the comfort of knowing we're here when something goes wrong.

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Fair Pricing

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Flexible Plans

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Quick Claims

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Secure Coverage

Ready to Protect Your Home? Let's Talk.

Whether you're buying your first home or looking for better coverage, our team is here to guide you through every step and find the right plan for your family.

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Why Choose Us

What Makes DMR Different From Other Providers

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Tailored Policies
Local Expertise
Fast Claims
Honest Advice
What does home insurance actually cover?

A standard home insurance policy covers your dwelling, personal belongings, liability for injuries on your property, and additional living expenses if your home becomes unlivable. The exact coverage depends on the plan you choose with us.

How do I file a claim with DMR?

You can start a claim by calling us directly or reaching out through our contact page. We walk you through the entire process step by step, so you never feel lost or overwhelmed.

Can I change my policy after signing up?

Absolutely. Life changes and your policy should change with it. Whether you're renovating, moving, or just want to adjust your coverage, we make updates easy and straightforward.

What is a deductible and how does it work?

A deductible is the amount you pay out of pocket before your insurance kicks in after a claim. Choosing a higher deductible usually means a lower monthly premium, and vice versa. We help you find the right balance.